Why Cash Flow Matters Meet SIPRise Watch SIPRise in Action How SIPRise Works Calculators Why Choose SIPRise
Why Cash Flow Matters Meet SIPRise Watch SIPRise in Action How SIPRise Works Calculators Why Choose SIPRise
* By way of Systematic Withdrawal Plan, please read the full disclaimer at the end of this page for more details.
Why you need regular cash flows?
Pursue your
Passion
Improve
Quality of Life
Start an Entrepreneurial Venture
Enjoy Financial
Independence
Meet
Monthly
Expenses
Travel
and Explore
Why you need regular cash flows?
Pursue your
Passion
Improve
Quality of Life
Start an Entrepreneurial Venture
Enjoy Financial
Independence
Meet
Monthly
Expenses
Travel
and Explore
Introducing
Your Financial Independence Partner

SIPRise is a financial solution from Tata Mutual Fund that helps you create a regular source of cashflows through consistent investments via SIP. It offers a unique combination of features, including the flexibility to pause your investment before starting the withdrawal and the ability to transfer the corpus from the source scheme to a target scheme via STP to reduce the impact of market volatility.

With SIPRise, you may achieve your financial goals, whether it's financial independence, retiring early, starting your own business, or simply living more comfortably.

SIPRise
is a smart way to Accumulate, Compound and Harvest your savings

Here’s how it helps to create an additional cashflow:

Systematic Investment Plan (SIP)
Build a corpus with
Systematic Investment Plan (SIP) 
in the source scheme
Pause


Flexibility to
Pause
before initiating withdrawal
(Optional)
Systematic Transfer Plan (STP)
Withdraw from Source Scheme or transfer to Target Scheme through
Systematic Transfer Plan (STP)
to reduce risk of one-time switch
(Optional)
Systematic Withdrawal Plan (SWP)
Withdraw pre-defined amount through
Systematic Withdrawal Plan (SWP)

Watch this video to learn how SIPRise can help you create a regular source of cashflows for your financial goals.

How it works?
Monthly SIP
Invest
Pre-defined Amount invested each month. Eg.
₹
10,000
(Optional)
Monthly SWP
Withdraw
SWP Amount is a pre-defined of SIP Amount. Eg. 3X will make the SWP amount as
₹
30,000
SIP & SWP from same scheme
SIP
Phase 1: SIP into Source Scheme
Investor will define the following:
  • Source Scheme (Eligible Equity or Hybrid Scheme)
  • SIP Tenure
  • SIP Amount
SWP
Phase 2: SWP from Target Scheme
Investor will define the following:
  • Pause Period before SWP Start Date
  • SWP Amount
SIP & SWP from different schemes
SIP
Phase 1: SIP into Source Scheme
Investor will define the following:
  • Source Scheme
    (Eligible Equity or Hybrid Scheme)
  • SIP Tenure
  • SIP Amount
STP
Phase 2A: STP from Target Scheme
Investor will define the following:
  • Pause Period before SWP Start Date
  • Target Scheme (Eligible Hybrid Scheme)
SWP
Phase 2B: SWP from Target Scheme
Investor will define the following:
  • SWP Amount
This facility does not in any way give assurance or guarantee returns or lump sum payments. Please read the full disclaimer at the end of this page for more details.
SIPRise Calculators
Enter SIP Details
20 Yrs
60 Yrs
₹
0
₹
1,00,000
30 Yrs
70 Yrs
6%
12%
Enter SWP Details
I want withdrawals from the same scheme
(In case you choose different scheme for SWP, STP would be triggered to the target scheme of your choice automatically on annual basis)
30 Yrs
80 Yrs
(Your SWP will start only after completion of SIP)
₹
0
₹
1,00,000
31 yrs
100 yrs
With monthly SIP of
 
₹ 
1000
for the period
 5 Years
and a Monthly withdrawal of
 
₹ 
60,000
for the period
 5 Years.
At age
35
, you will have the corpus of
₹ 
78,082

As you have
₹ 
78,082
corpus left, you can either choose to continue your withdrawals for a longer period or you can choose to withdraw a higher amount as per your needs.

Disclaimer: The SIP is calculated based on monthly compounding. The SWP is calculated based on 15 months withdrawal transfer from Source Scheme to Target Scheme and then 12 months withdrawal is done at the beginning of the month and remaining amount continues to grow at simple annualised basis based on Target Scheme return assumption. Every year at the beginning of the year, from Source Scheme 15 months monthly withdrawal equivalent amount is transferred to the target scheme till the tenure or corpus lasts whichever is earlier. Investment and withdrawal amount computed in multiples of Rs. 1000.

Why choose SIPRise?
Inculcates
Discipline
Benefit from Compounding
Flexibility to select SIP Amount, Schemes & Tenure
Withdrawal continues till the corpus lasts
Disclaimers

This facility does not in any way give assurance or guarantee returns or lump sum payments at the end of the SIP period or thereafter. The payouts to the investors are made only by means of redeeming the units/corpus available in the investor’s folio at NAV and subject to load, if any. Tata Mutual Fund does not in any way assure or guarantee payouts, beyond available units/corpus in the scheme/s folio. Investors should consult their financial advisors if in doubt about whether the facility is suitable for them. The investor is advised to consult their tax consultant with respect to specific tax implications arising out of their participation in the facility.

For detailed information and terms & conditions pertaining to “SIPRise” facility, kindly visit www.tatamutualfund.com

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.



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